Supplementary Health Insurance

One ​​of the greatest treasures we have in life, perhaps the most precious, is our health. In the rush of daily life, we often overlook it; as we rush between work, endless responsibilities, plans, and dreams, we forget the value of this unique blessing our body and soul offer us. Yet, waking up without any pain in the morning, having a coffee with a loved one while smiling, or being able to breathe in a tired but peaceful way at the end of the day are reasons for happiness in themselves.

However, life doesn’t always go as planned. Even an unexpected ailment or a minor health problem reminds us once again: nothing is more valuable than our health. That’s why we need to remember the value of good health every day, not just when we get sick. Because, in fact, the greatest wealth lies not in what we possess, but in those simple, quiet moments when we feel good.

Health is not just a physical state; it is the foundation of peace, happiness, and vitality. Taking good care of ourselves and our bodies is the most meaningful investment in our future. We must remember that health is the foundation of everything in life, and protecting this precious legacy is our top priority.

What is Supplementary Health Insurance?

Supplementary health insurance is a system that allows individuals covered by the Social Security Institution (SGK) to benefit from healthcare services at private hospitals without paying any additional fees. In other words, you can think of it as an “additional support” to your existing social security, providing easier and more convenient access to private healthcare services.

We all encounter long lines at public hospitals from time to time or hesitate due to the high fees at private hospitals. This is where supplementary health insurance comes in. At private hospitals with which the Social Security Institution (SGK) has an agreement, your insurance company covers any additional fees required during examinations or treatment.

Let’s give a simple example:
Let’s say you went to a private hospital with an SGK agreement and were charged a 600 TL additional fee for your doctor’s examination. If you have supplemental health insurance, you do not have to pay this amount out of pocket; your insurance will pay it on your behalf.

Why Should We Get Supplementary Health Insurance?

Healthcare services, especially in private hospitals, are becoming more expensive every day. Most of us choose private hospitals when we want faster service or a more comfortable examination. However, when it comes to the financial side of things, “extra fees” can often be a frustrating surprise. That’s where supplementary health insurance comes in, offering powerful support that protects both your wallet and your health.

In short, supplementary health insurance makes private healthcare more accessible to everyone. You get great coverage with small premiums. Because when you get sick, the last thing you need to worry about is “how much will it cost?” should be.

Let’s take a look at some of the advantages of complementary health insurance that will make your life easier:

It protects your pocket.
Unexpected health expenses won’t shake your budget. Because your insurance covers the difference, you’ll have peace of mind.

It provides the comfort of a private hospital.
There’s no need to wait in long lines or waste time in crowded places. You can schedule an appointment and have your examination quickly and comfortably.

Provides easy access to specialist doctors.
You can more easily reach specialist doctors who can confidently entrust your health to you. This provides you with great peace of mind during both the diagnosis and treatment processes.

Provides security for your family as well.
You can protect not only yourself but also your loved ones. You can expand your policy for your spouse, children, or other family members.

Provides great coverage with low premiums.
You get comprehensive protection with much more affordable premiums than private health insurance. What’s more, you don’t have to pay extra out of pocket while enjoying the privilege of receiving treatment at private hospitals.